Yes. The bot walks PSLF eligibility - employer type, loan type, repayment plan, payment count - and describes the framework. It will not tell the prospect whether to stay on PSLF or refinance, because that depends on employer stability, family structure, and the prospect's own risk tolerance. The recommendation conversation is for the CFP. The bot captures the inputs so the CFP doesn't have to ask the same eligibility questions on the call.

Yes. The bot is configured with the current procedural status of the SAVE plan litigation and references the contingency planning your firm does - typically a plan-B IDR projection on IBR or PAYE assumptions. Update the bot's grounding content when the legal posture changes and every conversation reflects the new status, which is faster than retraining a generic chatbot or updating a static FAQ.

The bot asks the persona question early - associate, owner, emergency, or academic - and matches the rest of the conversation to the stage. An associate gets PSLF and emergency-fund framing; an owner gets buy-in, valuation, and consolidator framing. The persona answer also drives which CFP at your firm picks up the lead and which pre-meeting questionnaire goes out.

Yes, at the framing level. The bot describes how consolidator offers are typically structured (EBITDA multiples, earn-outs, employment continuity, brand and clinical autonomy clauses) and what your firm helps owners evaluate. It will not opine on whether to take a specific offer, because that depends on the owner's tax situation, family goals, and the actual offer terms. The owner-track CFP handles the recommendation.

Yes. The Independent Contractor (1099) compensation model is common in emergency vet and relief work, and the bot covers the SEP-IRA, solo 401(k), and quarterly estimated tax landscape that comes with it. It captures the compensation structure and the practice setup before the CFP call, so the emergency vet meeting doesn't open on basics.

Conversations log to your WordPress database with the persona, debt balance, practice revenue, and household structure tagged. A webhook then pushes the structured lead into your CRM (Wealthbox, Redtail, or Salesforce Financial Services Cloud) so the CFP opens the discovery call with the full picture in the CRM rather than rereading the chat transcript.

Yes. Multibot lets you run an associate-focused bot on debt and PSLF content pages, an owner-focused bot on practice transition pages, and a generalist bot on the homepage. Display conditions scope each bot by URL or page template, so the prospect always lands on the version of the bot that matches the content they're reading.

The bot covers high-deductible health plan plus HSA strategy for DVMs in two-doc households at a high level, plus the disability insurance landscape that is specific to vets (own-occupation policies, the surgical-vet definition, residency-period riders). The bot describes the framework and defers the actual carrier and policy recommendation to your CFP and your insurance partner.